If you haven’t noticed yet, money buys policy and makes laws in America. The more money big business throws at politicians, the more rules are “bent” in their favor. Take New Jersey for example. They actually had a policy called “pay for play.” It is actually accepted for contractors to be awarded big contracts based on the size of their political contributions! Very Shameful.
Insurance companies have been playing an “undercover” game of pay for play for a long time. The big difference is…when contractors in New Jersey are awarded jobs as political favors…it takes money out of the pocket of someone who really deserves it. When insurance companies play this game…lives are ruined. Especially when it involves car accident injuries. Here’s why:
• There are approximately 6.4 million car accidents each year.
• There are about 3 million car-related injuries a year, 2 million permanent injuries.
• Thousands of people die in car accidents every year
• About 26% of drivers have been involved in a car crash in the last 5 years.
• Almost ALL Americans will be involved in at least one motor vehicle accident at some time in their life.
So what do insurance companies do with all these accidents and injuries they don’t want to pay for? Besides political lobbying, they fund research and fight Every Single Claim.
Here’s what Dr. Arthur Croft, one of the world’s leading experts on whiplash and car accident injuries says about the situation:
“So it seems quite clear that the playing field is not level. It’s the Fortune 500 against the doctors and their patients, and the score is about 3-1…This juggernaut of non-science has inculcated the legal world by spending literally billions of dollars fighting even relatively insignificant claims. They seem finally to have impressed attorneys that it simply is not worth their effort to pursue such claims. The insurance industry has funded their own research, hidden beneath a veneer of science. They send the principles of this work as expert witnesses to refute injury in low-speed impact cases. The companies carefully forbid the publishing of any work that fails to serve their interest, thus denying any fair peer review from within the scientific community.”
Insurance Companies Use This Information To Deny Claims And Refuse Paying For YOUR Treatment!
The fact of the matter is: Low-impact car accident injuries are largely misunderstood. Many times injuries and pain are not apparent at the time of the accident. Some injuries are even missed by emergency room technicians who are wonderful at spotting breaks and cuts…but don’t understand this type of hidden injury that may take weeks, months or even years to show symptoms.
Another BIG Insurance Company Myth Is If You Don’t Have Damage To Your Car… You Can’t Be Injured.
Simply NOT true.
The amount of damage to your car doesn’t accurately reflect the amount of injury to YOU. Studies show that injuries can occur at impact speeds of less than 5 miles per hour, when there is little or no damage to the car.
When modern day race cars crash, they are specifically designed to easily break apart, and the driver usually walks away alive. This is because as the race car breaks apart, the energy is being absorbed by the flying parts and not by the driver.
Today’s passenger cars and SUV’s are well built to absorb low speed impacts without significant damage to the bumper. The problem is…instead of “injuring” your car…the energy of impact is transmitted to the person in the automobile, much as energy from one pool ball is transferred to another upon impact.
Simple physics (completely ignored by profit minded insurance companies) proves you can actually be injured WORSE when your car has NO damage then when it flies into a million pieces!
Most people don’t realize even though they walk away from a minor car accident “without a scratch” there is a good chance, if left untreated, it is very likely they could develop a serious problem later in life…causing a lot of pain and suffering.
So, if you get in a little “fender bender”, how do you know if you are injured? What should you do?
Simply put, whiplash is when your car gets struck and your body moves faster than your head can react. Your muscles, ligaments, discs, nerves and spinal joint get stretched out and injured. Sometimes some of these neck structures are actually torn.
Many times these injuries are not felt for hours or days…other times your body reacts immediately. Muscles form a protective cast around the injured area by tightening up and going into spasm. This spasm acts as a protective “cast” so you don’t move your neck too much and make the injury worse.
Spasm also removes the normal curve in your neck and can lead to permanent arthritic changes…if left untreated.
Getting proper and timely treatment for your injury is extremely important at this stage. If left untreated, you’re increasing your chance of permanent injury. Unfortunately, getting the insurance company to pay and handle your claim in a timely manner is almost impossible. That’s why getting an experienced professional attorney to handle your case is so important. It can save you time, stress, and also can speed up the proper treatment that you need.
But getting the wrong attorney can delay your treatment and completely destroy your personal injury case. Always look for an attorney who is experienced, listens to your concerns, and will work on your case quickly and efficiently.
If you’ve been in a recent car accident, there’s a very good possibility that you may be injured and will not only need medical care, but will also need professional legal services. To seek legal advice and to get an experienced attorney to handle your personal injury claim, feel free to call our office toll free at 1-888-278-1378.